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"

Columbia is the state capital and largest city in the State of South Carolina.The population was 129,272 according to the 2010 census. The 2013 United States Census estimates put the city at 133,358. Columbia is the county seat of Richland County, but a portion of the city extends into neighboring Lexington County. The city is the center of a metropolitan statistical area of 793,779, the second-largest within the state. The name ""Columbia"" was a poetic term for the Americas derived from Christopher Columbus.Located 13 miles (21 km) northwest of South Carolina's geographic center, Columbia is the primary city of the Midlands region of South Carolina, which comprises several counties in the central portion of the state. The city lies at the couence of two rivers, the Saluda and the Broad, which merge at Columbia to form the Congaree River, which is popular with paddlers and kayakers in the area. The state's flagship and largest university, the University of South Carolina, is located in Columbia. In 1860, the city was the location of the South Carolina Secession Convention, which marked the departure of the first state from the Union in the events leading up to the Civil War.Columbia enjoys a diversified economy, with the major employers in the area being South Carolina state government, the Health hospital system, Shield of South Carolina, Palmetto GBA, and the University of South Carolina. The corporate headquarters of Fortune 1000 energy company, NA, are located in the Columbia suburb of Cayce. Other major employers in the Columbia area include Sciences Corporation, Fort Jackson, the U.S. Army's largest and most active initial entry training installation, Richland School District One, Humana/TriCare, and theParcel Service, which operates its Southeastern Regional Hub at the Columbia Metropolitan Airport. Major manufacturers such as and Technology have facilities in the Columbia area. There are over 70 foreign affiliated companies and fourteen Fortune 500 companies in the region. The gross domestic product (GDP) of the Columbia metropolitan statistical area as of 2010 was $31.97 billion, the highest among MSAs in the state.

 

Charleston is the oldest and second-largest city in the State of South Carolina, the county seat of Charleston County, and the principal city in the Charleston�North Charleston�Summerville Metropolitan Statistical Area. The city lies just south of the geographical midpoint of South Carolina's coastline and is located on Charleston Harbor, an inlet of the Atlantic Ocean formed by the couence of the Ashley and Cooper rivers, or, as is locally expressed, ""where the Cooper and Ashley Rivers come together to form the Atlantic Ocean"".Founded in 1670 as Charles Towne in honor of King Charles II of England, Charleston adopted its present name in 1783. It moved to its present location on Oyster Point in 1680 from a location on the west bank of the Ashley River known as Albemarle Point. By 1690, Charles Towne was the fifth-largest city in North America, and it remained among the ten largest cities in the United States through the 1840 census. With a 2010 census population of 120,083 (and a 2013 estimate of 127,999), current trends put Charleston as the fastest-growing municipality in South Carolina. The population of the Charleston Metropolitan area, comprising Berkeley, Charleston and Dorchester counties, was counted by the 2013 estimate at 712,220 � the third largest in the state � and the 76th-largest metropolitan statistical area in the United States.Known for its rich history, well-preserved architecture, distinguished restaurants, and mannerly people, Charleston has received a large number of accolades, including ""America's Most Friendly [City]"" by Travel + Leisure in 2011 and in 2013 and 2014 by Cond� Nast Traveler, and also ""the most polite and hospitable city in America"" by Southern Living magazine.

 

North Charleston is the third-largest city in the U.S. state of South Carolina, with incorporated areas in Berkeley, Charleston, and Dorchester counties. On June 12, 1972, the city of North Charleston incorporated and was the ninth-largest city in South Carolina. As of the 2010 Census, North Charleston had a population of 97,471, growing to an estimated population of 104,054 in 2013, and with a current area of more than 76.6 square miles (198.5 km2). As defined by the U.S. Office of Management and Budget, for use by the U.S. Census Bureau and other U.S. Government agencies for statistical purposes only, North Charleston is included within the Charleston�North Charleston�Summerville metropolitan area and the Charleston-North Charleston urban area. North Charleston is one of the state's major industrial centers and is the state's top city in gross retail sales.

 

Mount Pleasant is a large suburban town in Charleston County, South Carolina, United States. As defined by the U.S. Office of Management and Budget, and used by the U.S. Census Bureau for statistical purposes only, Mount Pleasant is included within the Charleston � North Charleston � Summerville metropolitan area and the Charleston-North Charleston urban area. It is the fourth-largest municipality in South Carolina, and for several years it was one of the state's fastest-growing areas, doubling in population between 1990 and 2000. The population was 67,843 at the 2010 census. Mount Pleasant is included within the Charleston-North Charleston Urbanized Area and is the 3rd-largest municipality in this metro area, behind Charleston and North Charleston.At the foot of the Arthur Ravenel Bridge is Patriot's Point, a naval and maritime museum, home to the World War II aircraft carrier USS Yorktown, which is now a museum ship. The Ravenel Bridge, an eight-lane highway that was completed in 2005, spans the Cooper River and links the town of Mount Pleasant with the City of Charleston.

 

Rock Hill is the largest city in York County, South Carolina and the fifth-largest city in the state. It is also the fourth-largest city of the Charlotte metropolitan area, behind Charlotte, Concord, and Gastonia (all located in North Carolina, unlike Rock Hill). The population was 66,154 as of the 2010 Census.Rock Hill is located approximately 25 miles (40 km) south of Charlotte and approximately 70 miles (110 km) north of Columbia.Rock Hill's economy was once dominated by the textile industry, but the restructuring of that industry in moving jobs overseas has caused a decline in the local economy. The median income for a household in the city was $37,336, and the median income for a family was $45,697. Males had a median income of $32,156 versus $24,181 for females. The per capita income for the city was $18,929. About 9.7% of families and 14.0% of the population were below the poverty line, including 16.2% of those under age 18 and 12.0% of those age 65 or over. The unemployment rate of the city was 8.7 percent and 11,874 of the 71,459 residents lived and worked in the city with a daytime population change of +5,208 as of March 2011. The city is transitioning to a retail and manufacturing economy, and has been working to attract national and global companies.

 

Greenville (/'gri?nv?l/; locally /'gri?nv?l/) is the seat of Greenville County in tate South Carolina, United States. The city's mayor is Knox White, who has served as the mayor of Greenville since December 1995. With a population of 61,397 as of 2013, it is the sixth-largest municipality in the state. While having a small city population, its urban population was 400,492 as of 2010, making it the third-largest urban area in South Carolina as well as the fastest growing. Greenville is the largest city in the Greenville-Anderson-Mauldin Metropolitan Statistical Area. The MSA had a population of 850,965 in 2013, making it the largest in South Carolina.Greenville is the largest city in the Greenville-Spartanburg-Anderson Combined Statistical Area. According to GSA Business Market Facts, the CSA had a population of 1,438,550 as of 2013, putting it in the position of largest in the state. The CSA, a 10-county region of northwestern South Carolina, is known as ""The tate"". Greenville is located approximately halfway between Atlanta, Georgia and Charlotte, North Carolina along Interstate 85, and its metropolitan area also includes Interstates 185 and 385.Greenville has gained recognition in various national publications such as CNN Money, which ranked Greenville as one of the ""Top 10 Fastest Growing Cities in the U.S."" Bloomberg named Greenville the 3rd Strongest Job Market, 2010; and Forbes named Greenville the 13th Best City for Young Professionals. Additionally, the state of South Carolina has been ranked within the top 10 fastest-growing states and economies by the U.S. Commerce Department.Greenville's economy was formerly based largely on textile manufacturing, and the city was long known as ""The Textile Capital of the World."" In the last few decades, favorable wages and tax benefits have lured foreign companies to invest heavily in the area. The city is the North American headquarters for Lighting, PerceptIS, andhelin, and has offices for W. In 2003, the International Center for Automotive Research was created, establishing CUICAR as the new model for automotive research. The Center for Emerging Technologies in mobility and energy was opened in 2011, hosting a number of companies in leading edge R&D and the headquarters for Automotive.

 

Summerville is a town in the U.S. state of South Carolina situated mostly in Dorchester County with small portions in Berkeley, and Charleston counties. It is part of the Charleston-North Charleston-Summerville Metropolitan Statistical Area. The population of Summerville at the 2010 census was 43,392, and the estimated population was 44,719 as of July 1, 2013.

 

Sumter /'s?mt?r/ is the county seat of Sumter County, South Carolina, United States. Known as the Sumter Metropolitan Statistical Area, the namesake county adjoins Clarendon and Lee to form the core of Sumter-Lee-Clarendon tri-county area of South Carolina, an area that includes the three counties in the east central Piedmont. The U.S. Census Bureau estimated the city's population was 39,643 at the 2000 census. The 2010 census puts the city at 40,524.

 

Hilton Head Island, sometimes referred to as simply Hilton Head, is a Lowcountry resort town located on an island of the same name in Beaufort County, South Carolina, United States. It is 20 miles (32 km) northeast of Savannah, Georgia, and 95 miles (153 km) southwest of Charleston. The island gets its name from Captain William Hilton. In 1663, Hilton identified a headland near the entrance to Port Royal Sound, which he named ""Hilton's Head"" after himself. The island features 12 miles (19 km) of beachfront on the Atlantic Ocean and is a popular vacation destination. In 2004, an estimated 2.25 million visitors pumped more than $1.5 billion into the local economy. The year-round population was 37,099 at the 2010 census, although during the peak of summer vacation season the population can swell to 275,000. Over the past decade, the island's population growth rate was 32%. Hilton Head Island is a primary city within the Hilton Head Island-Bluffton-Beaufort, SC Metropolitan Statistical Area.The island has a rich history that started with seasonal occupation by native Americans thousands of years ago, and continued with European exploration and the Sea Island Cotton trade. It became an important base of operations for the Union blockade of the Southern ports during the Civil War. Once the island fell to Union troops, hundreds of ex-slaves flocked to Hilton Head, which is still home to many ""native islanders"", many of whom are descendants of freed slaves known as the Gullah (or Geechee) who have managed to hold onto much of their ethnic and cultural identity. Hilton Head Island in the summer of 2012The Town of Hilton Head Island incorporated as a municipality in 1983 and is well known for its eco-friendly development. The town's Natural Resources Division enforces the Land Management Ordinance which minimizes the impact of development and governs the style of buildings and how they are situated amongst existing trees.[9] As a result, Hilton Head Island enjoys an unusual amount of tree cover relative to the amount of development.[10] Approximately 70% of the island, including most of the tourist areas, is located inside gated communities.[11] However, the town maintains several public beach access points, including one for the exclusive use of town residents, who have approved several multi-million dollar land-buying bond referendums to control commercial growth.[12]Hilton Head Island offers an unusual number of cultural opportunities for a community its size, including Broadway-quality plays at the Arts Center of Coastal Carolina, the 120-member full chorus of the Hilton Head Choral Society, the highly rated Hilton Head Symphony Orchestra, the largest annual outdoor, tented wine tasting event on the east coast, and several other annual community festivals. It also hosts the Heritage Golf Classic, a Tour tournament played on the Harbour Town Golf Links in Sea Pines Resort.[13]According to Hilton Head Island's 2013 Comprehensive Annual Financial Report,[85] the top employers in the town are:

 

Spartanburg is the largest city in and the county seat of Spartanburg County, South Carolina, United States, and the twelfth largest city by population in the state. Spartanburg has a municipal population of 37,013 and an urban population of 180,786 at the 2010 census. The Spartanburg Metropolitan Statistical Area, corresponding to Spartanburg County and Union County had a population of 316,997 as of the 2012 census estimate and Revised Delineations of Metropolitan Statistical Areas.Spartanburg is the second-largest city in the greater Greenville-Spartanburg-Anderson Combined Statistical Area which had a population of 1,266,995 at the 2010 census. It is part of a 10-county region of northwestern South Carolina known as ""The tate,"" and is located 98 miles (158 km) northwest of Columbia, 80 miles (130 km) west of Charlotte, North Carolina, and about 190 miles (310 km) northeast of Atlanta, Georgia.Within the past decade, developers and community leaders have spearheaded an effort to revitalize Spartanburg's downtown commercial district. This has resulted in a remodeling of Morgan Square, the restoration of a number of historic structures and the relocation of several businesses and company headquarters to the downtown vicinity. Some of these new developments include a nine-floor, 240-room Marriott, the headquarters of America, and the headquarters of QS/1 Data Systems. The world headquarters of restaurants is also located in downtown Spartanburg. Numerous other smaller businesses such as ockers Brewing Company have also moved downtown as a result of this community-wide effort.

 

Florence /'fl?r?ns/ is a city located in Florence County, South Carolina, United States. The city is the county seat of the Florence County and the primary city within the Florence metropolitan area. The area forms the core of the historical ""Pee Dee"" region of South Carolina, which includes the eight counties of northeastern South Carolina, along with sections of southeastern North Carolina. The U.S. Census Bureau estimated the city's population at 37,326, representing an increase of .7 percent.In 1965, Florence was named an All-American City, presented by the National Civic . The city was founded as a railroad hub and became the junction of three major railroad systems, including the Wilmington and Manchester, the Northeastern, and the Cheraw and Darlington. As of 2013[update], the city retains its status as a major hub, both for industry and infrastructure, while establishing itself as a regional center for business, medicine, culture and finance.During the latter part of the 20th century and early 21st century, Florence's economy was transformed from based largely on rail and farming into a diversified economy as the major commerce, finance, rail and trucking services, health care, and industrial center of the Eastern Carolinas.[14] There are over 9 foreign affiliated companies and fourteen Fortune 500 companies in the region. The gross domestic product (GDP) of the Florence metropolitan statistical area as of 2009 was $6.8 billion, one of the highest among MSAs in the state.[15]

 

Goose Creek is a city in Berkeley County in the U.S. state of South Carolina. The population was 35,938 at the 2010 census. Most of the Naval Weapons Station Charleston is in Goose Creek. As defined by the U.S. Office of Management and Budget, and used only by the U.S. Census Bureau and other Federal agencies for statistical purposes, Goose Creek is included within the Charleston-North Charleston-Summerville metropolitan area and the Charleston-North Charleston Urbanized Area.

 

Founded in 1835, the city of Aiken was named after William Aiken, the president of the South Carolina Railroad. The town is the county seat of Aiken County, South Carolina, United States, which was formed in 1871 from parts of Orangeburg, Lexington, Edgefield, and Barnwell counties. With Augusta, Georgia, it is one of the two largest cities of the Central Savannah River Area. It is part of the Augusta-Richmond County Metropolitan Statistical Area. Aiken is home to the University of South Carolina at Aiken. The population was 29,494 at the 2010 census. Aiken was recognized with the All-America City Award in 1997 by the National Civic .

 

Myrtle Beach /'m?rt?l'bi?t?/ is a coastal city on the east coast of the United States in Horry County, South Carolina. It is situated on the center of a large and continuous stretch of beach known as the Grand Strand in northeastern South Carolina.Myrtle Beach is one of the major centers of tourism in the United States because of the city's warm subtropical climate and extensive beaches, attracting an estimated 14 million visitors each spring/summer/fall. As of the 2012 census, the population of the city was 28,292, with the Myrtle Beach metropolitan area population at 465,391 according to the 2013 census.Myrtle Beach's economy is dominated by the tourist industry[citation needed], with tourism bringing in millions of dollars each year[citation needed]. Hotels, motels, resorts, restaurants, attractions, and retail developments exist in abundance to service visitors.

 

Anderson is a city in and the county seat of Anderson County, South Carolina, United States. The population was 26,686 at the 2010 census, and the city was the center of an urbanized area of 75,702. It is one of the principal cities in the Greenville-Mauldin-Anderson Metropolitan Statistical Area, contiguous with Anderson County, which had a population of 187,126 at the 2010 census. It is further included in the larger Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area, with a total population of 1,266,995, at the 2010 census. Anderson is just off Interstate 85 and is 120 miles (190 km) from Atlanta and 140 miles (230 km) from Charlotte.Anderson is the smallest of the three primary cities that makes up the tate region and is nicknamed ""The Electric City"" and ""The Friendliest City in South Carolina"". Anderson's spirit and quality of life have earned national recognition as Anderson County was named an ""All-America City"" in 2000.Anderson is the home of Anderson University, a selective private comprehensive university of approximately 3,000 undergraduate and graduate students.Anderson's economy revolves around manufacturing. Anderson has over 230 manufacturers, including 22 international companies. In the county, Anderson has a thriving business climate. The top major industries in Anderson include manufacturers of automotive products, metal products, industrial machinery, plastics, publishing, and textiles. Two industries that many times interconnect are the plastic and automotive sectors. There are more than 27 W suppliers in the tate region, which is recognized internationally as an automotive supplier hub. The plastics industry has a strong presence in the tate, with 244 plastic companies located within the 10 counties of the state's northwest corner. Anderson County, in particular, has 11 automotive suppliers and is a major player in the plastic industry, with 27 plastics companies located within its borders. It has one unionized company in the area.

 

Motto: ""A Great Place to Live, Work, and Play"" The official mark for the City of Greer, SCLocation of Greer, South CarolinaGreer is a city between Greenville and Spartanburg counties in the US state of South Carolina. The population was 27,167 as of 2013. It is projected to hit 30,000 within 4 years.[citation needed] Each day, more than three times that number of people pass through the city on the two highways which run through the city. The Greenville County portion of Greer is part of the Greenville�Anderson�Mauldin Metropolitan Statistical Area, while the Spartanburg County portion is part of the Spartanburg Metropolitan Statistical Area. The city is additionally part of the Greenville-Spartanburg-Anderson, SC Combined Statistical Area in tate South Carolina.Greer is adjacent to Greenville-Spartanburg International Airport (GSP), which serves Greenville, Spartanburg, and the tate. Greer is also the site of the onlyMW manufacturing facility in North America. According to a June 2005 article in The ville News,MW's Greer plant employs about 4,600 workers, and has attracted dozens of suppliers in South Carolina, providing jobs for more than 12,000 workers. Greer also is home to the South Carolina Inland Port, an intermodal facility that receives and sends containers by rail to the Port of Charleston.

 

Mauldin is a small city in Greenville County, South Carolina, United States. The population was 15,224 at the 2000 census. It is a principal city of the Greenville�Mauldin�Easley Metropolitan Statistical Area.The supermarket chain BI-LO once had its headquarters in Mauldin.

 

Greenwood is a small city in and the county seat of Greenwood County, South Carolina, United States. The population was 23,222 at the 2010 census.Greenwood also houses several large industries, including:

 

North Augusta is a city in Aiken County, South Carolina, United States, on the north bank of the Savannah River. The population was 21,348 at the 2010 census. The city is included in the Central Savannah River Area (CSRA) and is part of the Augusta, Georgia metropolitan area.

 

Easley is a small city in Pickens County (with parts extending into Anderson County) in the State of South Carolina. It is a principal city of the Greenville�Mauldin�Easley Metropolitan Statistical Area. Most of the city lies in Pickens County, with only a very small portion of the city in Anderson County. The population was 19,993 at the 2010 census.Easley has been hosting the Big World Series for several years. The Upper South Carolina State Fair is located about 2 miles (3 km) east of Easley.

 

Simpsonville is a city in Greenville County, South Carolina, United States. It is part of the Greenville�Mauldin�Easley Metropolitan Statistical Area. The population was 18,244 at the 2010 census, and estimated at 19,056 in 2012. Simpsonville is part of the ""Golden Strip"", along with Mauldin and Fountain Inn, which is noted for having low unemployment due to a diversity of industries including . Simpsonville is home to Hillcrest High School. Simpsonville is also home to the 2008 Little Softball World Champions.

 

Hanahan is a city in Berkeley County, South Carolina, United States. The population was 12,937 at the 2000 census. The 2010 census puts the population at 17,997. Portions of the Naval Weapons Station Charleston, including the Naval Consolidated Brig Charleston, are located in Hanahan. As defined by the U.S. Office of Management and Budget, and used by the U.S. Census Bureau for statistical purposes only, Hanahan is included within the Charleston-North Charleston-Summerville metropolitan area and the Charleston-North Charleston Urbanized Area

 

Lexington is a town in and the county seat of Lexington County, South Carolina, United States, and is also the largest town in Lexington County. The population was 17,870 at the 2010 census. The U.S. Census Bureau estimated 2013 population is 19,576, a 9.5% population growth since the 2010 census, making it one of the fastest-growing towns in the United States.According to the Town's 2011 Comprehensive Annual Financial Report,[22] the top employers in the city are:

 

Conway is a city in Horry County, South Carolina. The population was 16,317 at the 2010 census. It is the county seat of Horry County and is part of the Myrtle Beach metropolitan area. It is the home of Coastal Carolina University.Numerous buildings and structures located in Conway are on the National Register of Historic Places. Among these is the City Hall building, reputedly designed by Robert Mills, architect of the Washington Monument. Since the completion of the Main Street USA project in the 1980s, Conway's downtown has been revitalized with shops and bistros. Highlighting the renovation of the downtown area is the Riverwalk, an area of fine dining which follows a stretch of the Waccamaw River that winds through Conway.Notable companies/employers located in the Conway area include:

 

West Columbia is a city in Lexington County, South Carolina, United States. The population was 14,988 at the 2010 census. It is part of the Columbia, South Carolina Metropolitan Statistical Area.

 

North Myrtle Beach is a coastal resort city in Horry County, South Carolina, United States. It was created in 1968 from four existing municipalities north of Myrtle Beach, and serves as one of the primary tourist towns along the Grand Strand. As of the 2010 census, the population was 13,752, with the Myrtle Beach-North Myrtle Beach-Conway combined statistical area population of 329,449.

 

Clemson is a city located in Pickens and Anderson counties in the U.S. state of South Carolina. It is a college town, home of the Clemson University campus. The population of the city was 13,905 at the 2010 census.Clemson is part of the Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area. Most of the city is in Pickens County, which is part of the Greenville-Mau"

"

thern Living, a ""Top 25 Small City Arts Destination"" by American Style, and a ""Top 50 Adventure Town"" by National Geographic Adventure.The proximity of the city to other fast-growing areas including Hilton Head Island and Bluffton as well as good access to Savannah, Georgia, the Savannah/Hilton Head International Airport, and a future container port to be built on the Savannah River make the city a desirable choice for residential and business development opportunity.

 

Gaffney is a city in and the county seat of Cherokee County, South Carolina, United States, in the tate region of South Carolina. Gaffney is known as the Peach Capital of South Carolina. The population was 12,414 at the 2010 census. It is the principal city of the Gaffney, South Carolina, Micropolitan Statistical Area (population 55,662 according to year 2012 estimates by the U.S. Census Bureau), an MSA which includes all of Cherokee County and which is further included in the greater Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area (population 1,384,996 according to year 2012 U.S. Census Bureau estimates).

 

Irmo is a town in Lexington and Richland counties, South Carolina, United States and a relatively affluent suburb of Columbia. It is part of the Columbia Metropolitan Statistical Area and is located 12 miles (19 km) northwest of the city center. The population of Irmo was 11,097 at the 2010 census.

 

Fort Mill, also known as Fort Mill Township, is a suburban town in both York County in the U.S. state of South Carolina, and a suburb of the city of Charlotte, North Carolina, and is near Rock Hill. Approximately 10,811 people live inside the town's corporate limits as of the 2010 Census with a total of 36,119 people residing within the entire urban area.Fort Mill township is home to notable businesses .

 

Port Royal is a town on Port Royal Island in Beaufort County, South Carolina, United States. Largely because of annexation of surrounding areas (including Parris Island), the population of Port Royal rose from 3,950 in 2000 to 10,678 in 2010, a 170% increase. As defined by the U.S. Census Bureau, Port Royal is included within the Hilton Head Island-Bluffton-Beaufort, SC Metropolitan Statistical Area. Port Royal is home to Marine Corps Recruit Depot Parris Island, and Naval Hospital Beaufort.

 

Forest Acres is a city in Richland County, South Carolina, United States. The population was 10,361 at the 2010 census. It is part of the Columbia, South Carolina, Metropolitan Statistical Area.

 

Newberry is a city in Newberry County, South Carolina, in the Piedmont 43 miles (69 km) northwest of Columbia. The charter was adopted in 1894. The population was 10,277 at the 2010 census. It is the county seat of Newberry County; at one time it was called Newberry Courthouse.Newberry became a city in 1976, but did not report the change to the Census Bureau for more than twenty-five years. As a result, the city was listed as a town in the 2000 census.

 

Georgetown is the third oldest city in the U.S. state of South Carolina and the county seat of Georgetown County, in the Lowcountry. Located on Winyah Bay at the couence of the Black, Great Pee Dee, Waccamaw, and Sampit rivers, Georgetown is the second largest seaport in South Carolina, handling over 960,000 tons of materials a year.

 

Laurens is a city in Laurens County, South Carolina, United States. The population was 9,139 at the 2010 census. It is the county seat of Laurens County.

 

Bennettsville is a city located in the U.S. state of South Carolina on the Great Pee Dee River. The county seat of Marlboro County, it has historic homes and buildings from the 19th and early 20th centuries. The Bennettsville Historic District has been listed on the National Register of Historic Places. According to the 2000 census, Bennettsville has a population of 9,425.The county is still largely rural, with limited job opportunities. The county seat serves as a trading center for the county.

 

The city of Lancaster /'l�?k?st?r/ is the county seat of Lancaster County, South Carolina located in the Charlotte Metropolitan Area. As of the United States Census of 2010, the city population was 10,160 while its urban population was 23,979. The city was named after the famous House of Lancaster. Locally, Lancaster is pronounced /'l�?k?st?r/ LANK-iss-t?r, rather than the usual American pronunciation /'l�nk�st?r/ LAN-kast-?r. The modern British pronunciation is LANG-kast-?r.

 

Clinton is a city in Laurens County, South Carolina, United States. The population was 8,490 at the 2010 census. It is part of the Greenville�Mauldin�Easley Metropolitan Statistical Area. Clinton is the home of Presbyterian College.

 

The city of Union is the county seat of Union County, South Carolina, United States. The population was 8,393 at the 2010 census. It is the principal city of the Union Micropolitan Statistical Area (population 28,961 according to 2010 Census), an (MSA) which includes all of Union County and which is further included in the greater Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area (population 1,266,995 according to the 2010 Census).

 

Moncks Corner is a town in and the county seat of Berkeley County, South Carolina, United States. The population was 7,885 at the 2010 census. As defined by the U.S. Census Bureau, Moncks Corner is included within the Charleston�North Charleston�Summerville Metropolitan Statistical Area. Street view of Moncks Corner, 1904

 

Seneca is a city in Oconee County, South Carolina, United States. The population was 8,102 at the 2010 census. It is the principal city of the Seneca Micropolitan Statistical Area (population 74,273 according to the year 2010 census), an (MSA) which includes all of Oconee County and which is further included in the greater Greenville-Spartanburg-Anderson, South Carolina Combined Statistical Area (population 1,266,995 according to the year 2010 census).The Democratic Vice-Presidential candidate for 2004, former United States Senator from North Carolina, John Edwards, was born in Seneca. The city is the current home of United States Senator Lindsey Graham. It was named for the nearby Cherokee town of Isunigu, known to the English as ""Seneca Town"".

 

Fountain Inn is a city in Greenville and Laurens counties in the U.S. state of South Carolina. The population was 6,017 at the 2000 census. It is part of the Greenville�Mauldin�Easley Metropolitan Statistical Area.

 

York /'j?rk/ is a city and county seat of York County, South Carolina, United States. The population was approximately 6,985 at the 2000 census and up to 7,736 at the 2010 census. York is located approximately 27 miles (43 km) southwest of Charlotte, North Carolina and 13 miles (21 km) west of Rock Hill, South Carolina.

 

Tega Cay is a planned city in York County, South Carolina, United States. The city is a suburb of Charlotte, North Carolina and Rock Hill, South Carolina. The population was recorded at 7,621 from the US 2010 census.The City of Tega Cay is located on a peninsula on Lake Wylie, which is twenty miles south of Uptown Charlotte and five miles north of Downtown Rock Hill. The name Tega Cay is Polynesian for �Beautiful Peninsula.�

 

Hartsville is a city in South Carolina and is the largest city in Darlington County. The population was 7,764 at the 2010 census. The current mayor is Mel Pennington.Hartsville is the home of Coker College.Hartsville is home to several major corporations . Robinson Nuclear Generating Station

 

Camden is a city in, and the county seat of, Kershaw County, South Carolina, United States. The population was 6,838 in the 2010 census. It is part of the Columbia, South Carolina, Metropolitan Statistical Area.

 

Marion is a city in Marion County, South Carolina, United States. The population was 7,042 at the 2000 census. It is the county seat of Marion County. It is named for Francis Marion, a Brigadier General from South Carolina in the American Revolutionary War.

 

Dillon is the county seat of Dillon County in eastern South Carolina. It was established on December 22, 1888. The name of the city and county comes from John W. Dillon, a key figure in bringing a railroad through the area. The population was 6,788 in the 2010 U.S. census. Todd Davis is the mayor of Dillon, which operates under the Council-manager form of municipal government.

 

Lake City is a city in Florence County, South Carolina, United States. The population was 6,478 at the 2000 census (8,728 total pop. of Lake City Urban Cluster). Located in central South Carolina, it is south of Florence and included as part of the Florence Metropolitan Statistical Area.Today, Lake City's economy is dominated by tobacco. It even has its own two-day festival in September. This was established in 1898, and has grown to become one of the two largest markets in South Carolina today. By 1932, the town also supported the largest bean market in the world.

 

Darlington is a small city in and the county seat of Darlington County, in the northeastern part of the U.S. state of South Carolina. It is a center for tobacco farming. The population was 6,289 at the 2010 census (12,066 total pop. of Darlington Urban Cluster in 2000) and is part of the Florence Metropolitan Statistical Area.Darlington, theorized to be named for the Revolutionary War Colonel Darlington, is known for its Darlington Oak and Spanish moss. Darlington County was named thus by an Act in March 1785.Darlington is best known for Darlington Raceway, a speedway that is home to the annual NASCAR Southern 500 race. Darlington is also the site of the National Motorsports Press Association (NMPA) Hall of Fame.

 

Cheraw (/t??'r??/ ch?-RAW, local /??'r??/ sh?-RAW) is a town on the Pee Dee River in Chesterfield County, South Carolina, United States. The population was 5,524 at the 2000 census and center of an urban cluster with a total population of 9,069. It has been nicknamed ""The Prettiest Town in Dixie."" The harbor tug USS Cheraw was named in the town's honor.

 

Chester is a small rural city in Chester County, South Carolina, United States. The population was 5,607 at the 2010 census. It is the county seat of Chester County.

 

Batesburg-Leesville is a town in Lexington and Saluda counties, South Carolina, United States. The population was 5,362 at the 2010 census. It is part of the Columbia, South Carolina Metropolitan Statistical Area.The top employer in Batesburg-Leesville is Lexington County School District Three with four different schools and a district office. The next is Union Switch & Signal, which has a 184,000 sq ft (17,100 m2) manufacturing facility.

 

Walterboro is a city in Colleton County, South Carolina, United States. The population was 5,398 at the 2010 census (10,064 total pop. of Walterboro Urban Cluster as of 2000). It is the county seat of Colleton County. Walterboro is located roughly 40 miles (65 km) west of Charleston and is located near the ACE Basin region in the Lowcountry.

 

Clover is a town in York County, South Carolina, United States located in the greater Charlotte, North Carolina, metropolitan area. As of 2010, the population was at 5,094 within the town limits. Clover is twinned with the Northern Irish town of Larne on County Antrim's East Coast.

 

Abbeville is a community in Abbeville County, South Carolina, United States, 86 miles (138 km) west of Columbia and 45 miles (72 km) south of Greenville. Its population was 5,237 at the 2010 census. It is the county seat of Abbeville County. Settled by French Huguenot settlers, it was named, along with the county, for the French town of the same name.Agriculture and forestry are important industries in the area. Crops that are grown in quantities are cotton, soybeans, corn oats, wheat, and peaches. Livestock and poultry are also raised in the area. Finally textiles are the chief manufactured product.

 

Central is a town in Pickens County, South Carolina, United States. Contrary to its name, it is not near the central area of South Carolina. It received its name from its geographic location, being the halfway or central point between Atlanta and Charlotte along the former Atlanta and Richmond Air-Line Railway line. The primary campus of Southern Wesleyan University is located east of the downtown area.Central's population was 5,159 at the 2010 census. The town is part of the Greenville�Mauldin�Easley metropolitan area. The population of the Town has grown rapidly since 2000 due mostly to the construction of apartment complexes for students attending nearby Clemson University as well as Southern Wesleyan, and Tri-County Technical College. Central shares educational facilities and transportation services with the adjacent city of Clemson.

 

Barnwell is a city in Barnwell County, South Carolina, United States, located along U.S. Route 278. The population was 4,750 at the 2010 census. It is the county seat of Barnwell County.

 

Edgefield is a town in Edgefield County, South Carolina, United States. The population was 4,750 at the 2010 census. It is the county seat of Edgefield County.Edgefield is part of the Augusta, Georgia metropolitan area.

 

Hollywood is a town in Charleston County, South Carolina, United States. The population was 3,946 at the 2000 census. As defined by the U.S. Office of Management and Budget, and used by the U.S. Census Bureau for statistical purposes only, Hollywood is included within the Charleston-North Charleston-Summerville metropolitan area and the Charleston-North Charleston Urbanized Area.

 

Mullins is a city in Marion County, South Carolina, in the United States. As of the 2000 census, the city population was 5,029. Incorporated on March 4, 1872, Mullins was named after Col. William S. Mullins, who served as a representative for Marion County in the South Carolina State Legislature from 1852 to 1866.

 

Travelers Rest, often abbreviated to T.R. is a city in Greenville County, South Carolina, United States. The population was 4,576 at the 2010 census. It is part of the Greenville�Mauldin�Easley Metropolitan Statistical Area. Travelers Rest is located between the Blue Ridge Mountains and Greenville, the primary city of The tate region. The campus of Furman University is located within the city limits of Travelers Rest, but the university retains a Greenville address based on ZIP code boundary. The name ""Travelers Rest"" came from the fact that it is situated almost directly against the border with the North Carolina mountains. Travelers would stop for a moment in the town before they began the difficult journey into the mountains. Travelers would often have to spend the winter there, waiting for the snow to clear in the mountains before continuing northward.

 

Walhalla is a mountain city in Oconee County, South Carolina, United States. It is located 16 miles (26 km) from Clemson University in Clemson, South Carolina and is also located in the Appalachian Mountains of South Carolina. The population was 3,801 at the 2000 census. It is the county seat of Oconee County. The current mayor of Walhalla is Danny Edwards.

 

Belton is a city in eastern Anderson County, South Carolina, United States. The population was 4,134 at the 2010 census.

 

Isle of Palms is a city in Charleston County, South Carolina, United States. As of the 2010 census, the population on the island was 4,133. Isle of Palms is a barrier island on the South Carolina coast. As defined by the U.S. Office of Management and Budget, and used by the U.S. Census Bureau for statistical purposes only, Isle of Palms is included within the Charleston-North Charleston-Summerville metropolitan area and the Charleston-North Charleston Urbanized Area. The town lies along a narrow strip of land, hugging the beach, separated from the mainland by the Intracoastal Waterway. It is an affluent community of both vacation home owners and year-round residents, with large beachfront homes, resorts, and local restaurants. Beach volleyball is popular in the summer, and the """" club hosts several tournaments throughout the year.

 

Manning is a city in South Carolina and the county seat of Clarendon County in the Southeastern United States, located in the center of the county, just to the east of Interstate 95 and at the intersection of U.S. 301 and U.S. 521. The population was estimated to be 4,000 as of 2013, down 2% from its 4,025 population as of the 2000 census. It was named after South Carolina governor John Laurence Manning.

 

Woodruff is a city in Spartanburg County, South Carolina, located in the ""tate"" area. The population was 4,090 at the 2010 census.

 

Ridgeland is a town in Jasper County, South Carolina, United States. The population was 4,036 at the 2010 census, a 60% increase from 2000. It has been the county seat of Jasper County since its formation in 1912. As defined by the U.S. Census Bureau, Ridgeland is included within the Hilton Head Island-Bluffton-Beaufort, SC Metropolitan Statistical Area. Ridgeland is home the Ridgeland Correctional Institution, a medium security prison with the South Carolina Department of Corrections.

 

"

South Carolina

 

You may well have heard of trucking receivables finance but most people may well mistake exactly what it is or even more significantly what it can possibly do for your business. Commercial Factoring likewise referred to as receivables funding is a type of asset based financing that can enhance a company's short-term cash needs. This is not a loan; no debt obligation is taken on by Factoring ,and the funds are unconstrained. Invoice Discounting Companies in Freight Invoice Factoring Factoring Companies in South Carolina at Staffingresource.org- affording account receivable credit deals factoring-companies-in-south-carolina

Staffingresource.org-Factoring Companies in South Carolina

Columbia

South Carolina

Invoice Discounting Companies

Once and for all, an IOU or an invoice is absolutely not going to fund bills, is it? For trucking enterprises when the funds can be good one day and gone the next, it's up to the vehicle drivers to work sensibly and to make certain they are leaving themselves with a substantial measure of time and money to get through the week till they are paid once again.

 

 

Businessfactoring.Org

Factoring Services Companies

The reason why Trucking Companies Make use of Factoring Companies.

 

As the owner of your own company, you may be more than mindful already of the challenge in making sure that cash flow issues do not become a difficulty down the line. After all, the most terrible thing that can quite possibly take place for your enterprise is to find yourself involved in a long and perplexing predicament that leaves you forever searching for the money you really need on an ongoing basis.

 

 



Medicalaccountsreceivable.Org

 

South Carolina's manufacturing industries have historically depended on the state's agricultural products as well as on water power. For example, the huge textile and clothing industries, centered in the Piedmont, are based on that region's cotton crop; lumbering and related enterprises (such as the manufacture of pulp and paper) rely on the c.12.5 million acres (5 million hectares) of forestland that cover the state�the longleaf and loblolly pine are prevalent. Other leading manufactures are chemicals, machinery, and automobiles. South Carolina's mineral resources have been of minor importance in the state's economy; except for some gold, most are nonmetallic�cement, stone, clays, and sand and gravel. In agriculture, tobacco and soybeans now rival cotton as South Carolina's chief crops. Broiler chickens and cattle are economically important, and peanuts, pecans, sweet potatoes, and peaches are grown in abundance. Fishing is a major commercial enterprise; the chief catches are blue crabs and shrimp. Military bases and nuclear facilities are important to the economy, and the tourist industry today ranks as the state's chief source of income.

 

Factoring For Trucking

Once and for all, an IOU or an invoice is absolutely not going to fund bills, is it? For trucking enterprises when the funds can be good one day and gone the next, it's up to the vehicle drivers to work sensibly and to make certain they are leaving themselves with a substantial measure of time and money to get through the week till they are paid once again.

 

 



Medicalaccountsreceivable.Org

 

 

 

Staffing Factoring Companies

 

Staffing Factoring Companies

 

At one time or another, every business, even successful ones, have actually experienced poor cash flow.

Cash flow does not have to be an issue any more. Do not be fooled -- banks are not the only locations you can get funding. Other solutions are available and you do not have to borrow money. What is trucking factoring ? One option is called trucking factoring. Truck Factoring is the process of selling invoices to an investor rather than waiting to gather the money from the customer. Oh, the Irony- Trucking factoring has a paradoxical distinction: It is the financial foundation of many of America's most effective companies. Why is this ironic ? Since commercial factoring is not taught in business colleges, is rarely discussed in business plans and is relatively unknown to the majority of most of American business people.

Yet it is a financial process that frees billions of dollars every year, allowing countless companies to grow and succeed. Commercial Factoring has been around for thousands of years. Receivable Funding Companies are financiers who pay money for the right to get the future payments on your invoices. An overdue receivable or invoice has value. It is a debt your customer has to pay in the near future. Factoring Principals--Although factoring offers solely with business-to-business deals, a large percentage of the retail business uses a factoring principal. MasterCard, Visa, and American Express all utilize a form of factoring in their retail transactions. Utilizing the purest meaning of the word, these large consumer finance business are really just large Receivable Loan Financing Businesses of customer paper. Think about it: You make a purchase at Sears and charge it to your MasterCard. The store gets paid practically immediately, even though you do not pay until you are prepared.

For this service, the credit card company charges Sears a charge (typical common normal fees range from 2 to four percent of the sale). The Benefits Accounts Receivable Factoring can offer many advantages to cash-hungry business. Instead of waiting 30, 60, 90 days or longer for payment on a product that has currently been delivered, a company can factor (sell) its receivables for money at a little discount off the dollar value of the invoice. Payroll, marketing efforts, and working capital are simply a few of the company needs that can be satisfied with instant  cash.

Receivable Loan Financing provides the means for a producer to replenish stock and make more products to offer: There is no longer a need to wait for earlier sales to be paid. Receivable Loan Financing is not simply a cash management tool for manufacturers: Practically any type company can benefit from Staffing Factoring. Generally, a company that extends credit will have 10 to 20 percent of its yearly sales bound in invoices at any given time. Think for a moment about exactly how much is bound in 60 days' worth of invoices: You can not pay the power expense or today s payroll with a client s invoice, but you can offer that invoice for the money to satisfy those responsibilities. Using trucking factoring companies is a quick and easy procedure. The factoring company purchases the invoice at a discount, usually a couple of portion points less than the stated value of the invoice.

www.Factoringloan.Org/

 

Factoring Companies in South Carolina

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The U.s. Transportation Association
states that there around
200,000 truck drivers with truck
firms and
276,000 personal providers trucking
companies certified to
run in the U.S. that transported,
according to their most current listings of millions of
items, materials and
fundamental products .
There are several usual
providers either going solo or in
groups on our country
roads carrying these
crucial products to our
stores, factories and harbors.

Moreover  trucking factoring
businesses service
countless of them and offer their
factoring services
nationally including
including the following states.


: Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware,Florida,
Georgia, Hawaii, Idaho State,Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine,
Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska,
Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina,
North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina,
South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia,
Wisconsin, and Wyoming

Factoring Companies in South Carolina

 

View Our Truck Factoring Companies YouTube Videos For More Information

 

Factoring loans company Calculator
This calculator will show you how much you will make by using our factoring loans company . But, as your about to discover, you will certainly notice the increased cash flow that will occur when you use our factoring loans company
Enter the principal balance of your factoring loans company
(call your factoring loans company lender and ask for the current payoff amount):
Enter the amount of your monthly factoring loans company payment:
(invoice amount):
Enter the your factoring loans company's current interest rate:

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

Searching for the right trucking companies to move your freight can be tough, with the large amount of local, regional, and national truck carriers out there. Center helps make freight shipping simple, finding you the safest, reliable trucking companies every time you ship. Trucking companies are licensed and insured to carry freight safely and efficiently across the country, no matter the size or type of freight you need to ship.Plus, with the high volume of freight we move, we will work to get you the best freight rates possible. Simply enter in a few details below and you�ll see instant freight rates from all the top trucking companies in one easy screen

 

Life of a Truck driver, like many other professionals can be very challenging, rewarding, and frustrating at the same time. �The com� is an information site for many of the Truckers needs. It is designed to encompass the needs of the Trucker, both on the Road and at Home.

List of Trucking Companies for Owner/Operators and Company Drivers

 

EveryJob is a free service dedicated to helping professional truck drivers find new truck driving jobs with the best trucking companies hiring today!

Locate truck driving jobs by city, state, position andenefits offered. Search current driving jobs and fill out the EZ truck driver application customized for cdl trucking jobs

 

If you're like most drivers, you're looking for a better company in trucking that might be offering the best jobs in terms of pay, freight, and hometime ' not to mention benefits or a sign on bonus. We've got all of our clients listed based on the states where they're hiring, so you can quickly find the best job in your home state. You'll see the very best nationwide trucking companies that have positions available.

 

Click below to find Trucking Companies in the United States:

Trucking Companies serving to/from points within the United States,
categorized by services offered. United States Trucking
Companies will be listed under all categories in which they provide specified Trucking Services.
To find companies offering specific Trucking Services in the United States, click on the list of services below.

 

 

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My Company has 9 New Products - Imagine

 

"

�So It is not a loan?� asked Enrique Owens, reclining back into his chair and crossing his legs. The woman who sat across the desk smiled and shook her head.�Not quite,� she said.Enrique was the owner of a small trucking company which had fallen on some hard times recently. Trucking could be a profitable business, and for a little under a decade, it had been for Zachary. His company was called Miles Trucking, named after both of his grandfathers, Karl and Everett. Both of these men had been very hardworking and had set a great example for Zachary.Six months ago disaster struck Zachary's business when two out of his fleet of fifteen trucks were taken off the road.

 

One was involved in a very costly accident, and the other simply rolled over, and headed to the trucking graveyard. Enrique depended on his full fleet, and missing two trucks was devastating . Furthermore, buying a whole new truck and fixing the other simply took more cash than Enrique had on hand.A big problem a lot of trucking companies came across was how bills were paid in the industry. You could go a month or more before bills were completely paid off. In the long run, this wasn�t an issue, but if problems arose, you could find yourself in trouble.Enrique wasn�t a bad owner, and he hadn�t messed up. Certain events had occurred that he could not possibly have predicted, and now he had to find a way to protect his business and prevent it from ultimate devastation.That�s where the woman across the desk came in. Her name was Bonnie and she worked for a factoring company. Enrique had come across her company as he sat in his office late one night, pouring over the internet for some solution to his problem long after his employees had gone home.She sat there now, and explained. �it is really not a loan at all: we actually buy your accounts receivable. we are not giving you finance to be repaid later: we are purchasing something from you, and when you can you can buy it back. That way we�re protected from a complete loss, but you�re protected from the outrageous fees you would find in a loan from the bank.Enrique agreed. It sounded perfect - perhaps too good?.The woman laughed. �You look like you don�t believe me,� she chuckled.�No, I do, I just think it sounds a bit too good to be true. I thought I was going to lose my company.�Bonnie smiled, agreeing. �We get that a lot. Listen, I�d hate to see you lose your company. You work hard, you�ve put everything you can into it. We all need help sometimes. That's why we do what we do.""Well, I'm very grateful that you came to see me today.""It�s right down the road, usually we do it all online, but I didn�t mind swinging on by today,� said Bonnie with a smile. �Let�s see what we can do to help you.�And with that they set about making a profile.

 

Enrique completed the form, with Bonnie offering advice as needed.

 

The profile filled Bonnie and her company in on Zachary�s company, and would help them determine if he was suitable for factoring. Unfortunately, not all companies are. Some businesses are beyond the help of a Factoring company, while other businesses weren't in enough financial stress to warrant it. Listening as Enrique filled out his form, Bonnie was pretty sure he was a perfect candidate for factoring.When the form was done Bonnie took it and slid it into her briefcase. She then stood, reached across the desk and shook Zachary�s hand. He stood before they shook as well, and then smiled. They said their goodbyes and Enrique walked her to the door, and then returned to his office.His employees were there, seven who worked in the office, and as he sat behind his desk once more he heard the familiar clack of fingers on keyboards, the electronic whine of the copy machine.He leaned back and closed his eyes. He had felt so helpless lately, was sure the whole thing was collapsing, and would take him with it. Talking to Bonnie though, learning about factoring, it felt like a weight had been lifted from his shoulders. He sat back in his chair and ran a hand through his graying but still thick black hair.All those long, sleepless nights. The sudden panic attacks, not matter where he was. Already he could feel all the stress start to drain away. He knew it wasn't over yet and that there was still a way to go, but he could just feel everything start to change for him. He was still here; he knew this was the right path for him, and he felt proud that he had taken the appropriate steps to sort out his problems.Enrique couldn�t help but think back to when he had first started the business. He had opened a restaurant at age twenty two when he was fresh out of school. It had been successful. Offering home cooking in his own hometown, his business had really prospered.But he had gotten bored. He wasn't passionate about the food industry. He thought long and hard, and then he decided to sell the restaurant. He took six months off, and during that time he decided to create Miles Trucking. So he did it. Once again he built a company from the ground up. He had been successful.And then the trucks went down, and his success looked to be in flux. He was nearing fifty. He was concerned that he just did not have the energy left to try and save the business. But he couldn�t give up. The idea of cutting his losses, shutting down, laying off his workers, it actually made him sick some nights. He didn�t know how to say quit.And now it seemed as though he would not have to - all because of Factoring. Zachary's eyes opened, he sat forward in his chair and turned on his computer. He had things to do. He could be thankful later, for now, it was time to work.

 

"

 

 

 

 

More Factoring Services For Trucking Companies -Articles

http://Factoring-Accounts-Receivables-Company.Com

 

 

 

Transportation Factoring Trucking

 

"

Hughes Truck and Haul has been in business since the mid 1980s. They've delivered goods for nearly every major industry in the nation and for 20 plus years, business was booming as they've traversed the country in all weather for all clients. During the heady times from 2002 to 2007, Hughes was a top rated accounts receivable mastermind of the trucking industry. Few customers were ever late on bills and those clients who were, were sure to turn in their late payments within a reasonable amount of time. Times were great for everyone, and the cash was flowing.It was just one year later, in 2008, when the economy in the United States took a sharp decline, and both large and small businesses started to notice the squeeze on their pocketbooks: everyone had suddenly gone silent. Business slowed to a crawl

 

. Worse still, it was noticed by Hughes in early 2008 that even though most of their loyal customers were on time with their payments, there were a few late bloomers who were starting to spread the disease. And as spring turmed to summer and summer into the early days of fall, Todd Payne, CEO of Hughes felt a chill go down his spine whenever he would look at the weekly A/R reports. There was a growing list of clients who now owed them back debt.He had gone to his administrators and asked them what the problem had been. Were they doing things different, or wrong, when it came to collecting overdue accounts? When checking his bookkeeper's records this was definitely not the case. He thought perhaps that he was losing clients to a competitor who offered rock-bottom prices with little to no guarantee of quality performance, and that the folks who owed Hughes money had jumped ship and decided to leave him holding the bag.

 

. Perhaps they were unable to pay their debt to him, but were able to meet the costs of a lesser service. But after doing the cursory research for this and talking to friends in the field, he found that alas, no, customers of Hughes hadn't gone elsewhere. They had just gone home.To Todd Payne the situation looked desperate. He had employees to pay, goods to ship, trucks to maintain and overhead that was almost unbearable when compared against the lack of funds that were coming in. At night he would speak to his wife Bonnie and shake his head in frustration.

 

""I have a bad feeling, Lin,"" he'd sadly say to his wife.""What could you do differently?"" she would ask.Todd would stare off into the distance, and then slowly close his eyes. He could see the fleet of trucks he had purchased over the years. He could see them traveling, bringing goods to all of his clients. But then a haze would cover his trucks and his vast fleet would vanish to leave just a few. Why couldn�t he work out how to resolve this financial problem with his business?""I know what it is,"" said Todd. ""I've relied too long on the profits I receive from invoices alone. I've let too many of our customers go too long without paying on their bills."" Linda could only grab her husband's hand and look at him lovingly, ""it is a hard economy. It might be awhile until things get settled up.

 

""Bonnie was trying so hard to support her husband in these worrying times, while Todd was weighed down with the worry of how he was going to handle this situation he found himself in.The following day Todd walked into his office with a spring in his step, determined to call each and every client who owed money to Hughes Truck & Haul. Now, it wasn't the most efficient way to spend a day as a chief executive, what he really needed to be doing was to be overseeing all of the other intricacies of shipment and delivery and reaching out to prospective clients or retraining his sales team to do the same. Even though he was doing something to help his company, he knew he had folks on salary to do just this thing. A waste of time - a waste of money - he had the best intentions, but all the while Todd was realising just how much trouble he was in.Poor Todd spent the whole morning trying in vain to contact his debtors: they promised to call back, dodged his calls, or made small interest-only payments. He was beginning to feel quite despaired when his secretary knocked on his door.

 

""Can I have a word with you Todd?"" she asked standing in the doorway.

 

""Sure thing Bernice, come on in."" Todd leaned back in his chair and looked expectantly at Berniceerely.""Well, I did a little searching this afternoon and tried to figure out a way out of this mess Todd."" She opened up a folder she had been carrying and pulled out a small wad of papers, placing them on the desk in front of him.""Have you ever heard of factoring?"" Berniceerley asked.""It does sound vaguely familiar. What is factoring""? he asked.""Well,"" she began, ""It�s actually quite simple really.

 

Basically, factoring invoices means that we would get paid immediately for the loads we haul.""Todd interrupted ""Immediately?"".""Immediately, yes"" she added, ""it is actually very simple. We can have an expert account manager review our numbers and help us complete a company profile. Included in the profile would be the investigation of our accounts receivable aging reports, our current customers' credit limits etc.. In addition, factoring will assist in determining our customers' creditworthiness, independent from their credit relationship with our company. It provides a very broad view.""I see,� Todd said. �And then what?""Well, after their review, and we�re approved for a factoring contract, we can negotiate terms and conditions. There�s a lot of flexibility depending on the business volume and credit histories. The company will advise us the cost to purchase factoring for our company's accounts receivable. We come to an agreement and the funding starts pouring out.�Todd leaned forward and reviewed the paperwork closely.""It sounds too good to be true, Bernice,"" he said.""Yes, I know; that's exactly what I thought at the beginning. But think about it, Todd: they've guaranteed that experts will do all the paperwork, and that will free us up to do what we should be doing - focusing on our customers in good standing, and that kind of stuff. And they're flexible Todd,"" she underlined a paragraph on the paper before him.""How flexible?"" asked Todd.""It seems that they personalize their factoring charges so that the amount they're prepared to work with is commensurate with our client's debt and our needs. It only takes 2 to 4 days for this to be figured out. ""That sounds pretty good, seeing as we tapped ourselves out with bank loans last year to repair the fleet and money sure is tight. We need to keep business rolling as normal and every day we�re going unpaid, we�re closer to facing some serious problems in both the short and long term,"" Todd said.Todd took in a long slow breath, then looked at his secretary with something like hope in his eyes.""Exactly�. I think this might just be a way out of the trouble we are in with these folks who owe us money.""Todd thought about this and agreed with Berniceerley. The clients who owed them money were long standing friends and professional resources of Hughes. Todd wasn't prepared to lose these relationships just because they were having financial issues at the moment. Todd knew only too well that the whole economy was floundering, and that it was not going to change overnight. That unknown amount of time, if he handled these debtors incorrectly, could spell disaster for both of them. He did not want to lose business but he also did not want to lose any more money.""Let me go over this tonight Bernice, and thankyou."" Bernice stood up and left Todd's office, with the nice feeling of knowing that she may just have solved a very serious problem.Todd sat behind his desk and looked over the details Bernice had not mentioned in their meeting. What other issues could freight factoring help Hughes with? Running his pencil down the sheet, he noted that the freight factoring company could assist with fuel costs, fuel advances, and fuel discount cards. Todd was surprised: it said that his company could get up to fifty percent cash advances on load pickups. As a man who hated binding contracts with no room to breathe, he was pleased to see that this factoring company would not make him sign a long term contract, would not make him pay any sign up fees and there was no minimum volume required.""I must tell Patrick the good news,"" Todd muttered to himself.Todd's son-in-law, Patrick, loved the idea behind Hughes and highly respected his father-in-law for having such great business sense, that two years ago he got his capital together and started his own transportation company. At that time Todd knew the struggles Patrick would face, but he still encouraged him to follow his dream. With the economy the way it was, if an established company such as Hughes was struggling then the little guys, like Patrick, were going to be in even more trouble. But, an antidote may have been found in freight factoring and Todd was soon to find out.A few months later after going through the entire application process and having the experts review his accounts receivable, credit history and statements, Todd found himself beginning to dig his way out of the hole his delinquent account holders had created for him.They adopted reasonable factoring purchase contracts and stopped wasting their own precious time trying to collect debts. They took that time and refocused effort to offering competitive prices in new territories. Todd looked back on the dismal months of life before freight factoring and almost shuddered at the thought. He probably wouldn't be in business today had he not learned just in time about freight factoring.

 

"

 

 

 

 

 

 

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The reason why Truck Agencies Use Factoring Companies.

 

As the owner of your own company, you may well be more than wary already of the hardship in making certain that cash flow concerns do not become a difficulty down the line. After all, the most disappointing thing that can possibly happen for your firm is to find yourself swept up in a long and challenging condition that leaves you forever looking for the resources you are in need of on an continuing basis.

 

For just about any establishment in this scenario, the challenge can come for waiting for work to lapse and actually be paid out into your account. Bill of sales, checks, and the like could take some time to actually to be taken care of which may leave you with temporary capital troubles. The good news is, there are alternatives out there for industries to check out-- and among these is factoring firms.

 

Factoring companies will, in substitution for your bill of sales, supply you with the resources right now to make sure that you do not have to worry about the delaying duration which could make paying off the expenses and obtaining toolsmore challenging. With this form of setup, invoice factoring can end up being extraordinarily practical for a lot of establishments who need to avoid a cash ploy which they have gotten themselves in.

 

Because, depending on the size of the work, it can take up to 60 days for some firms to get paid out then it is crucial to take care of your own back and definitely not leave yourself money short to settle the expenses. After all, how many firms possess two months profits just occupying there to cover all their overheads till they earn?

 

This is particularly true of truck companies. They tend to manage great deals of invoices which means a significant quantity of collection time entails business owner themselves. Striving to get compensated promptly can become an incredible inconvenience and this is why you work with truck factoring organizations who are delighted to help out truckers mainly.

 

As most of us realize, trucking is an surprisingly large industry with plenty of firms out there handling hundreds of vehicle drivers. Sadly, numerous of these drivers wind up in money issues considering that they are still waiting for work from six weeks in the past to actually compensate them. When this is the circumstance for a trucking organization, consulting factoring agencies for reinforcement could be the most effective option left.

 

This means that a trucking firm can pay the wages of the crew, keep all the vehicles filled with fuel and continue to go up, grow and expand without consistently waiting for the resources which is taking too prolonged to come in. Trucking Businesses functioning without a factoring program put in place are leaving themselves at significant hazard, as competitions cash out quickly and continue to develop.

 

There's genuinely not much to be distressed about when it comes to utilizing a Factoring business-- they usually are not like a banking company or an individual who is going to leave you with a huge heap of liability to pay back. You give them authentic invoices from work you have already accomplished , you are only just accelerating the repayment system.

 

In the United States, where trucking agencies succeed, factoring enterprises are not considered accepting loan of in any capacity. This confidential arrangement then lets both parties to profit and take joy in a convenient future-- it gives the factoring company a secured resource of money to put into the list and it supplies the trucking firm the needed money that they worked hard to gain.

 

The trucking business gives their invoices to the factoring agency. The trucking factoring firm then receive the installment payments from the trucking company's customers. Factoring has been in existence for centuries and has been utilized for many years by lots of various business sectors-- but none much more so than truckers. While you could lose out on a small part of the money, something like 1-3 % depending upon who you collaborate with, it indicates that you are acquiring the cash today and can actually start off putting the funds to work.

 

Anyway, an IOU or an invoice is definitely not going to cover costs, is it? For trucking establishments when the funds can be really good one day and gone the next, it is up to the drivers to work prudently and to ascertain they are leaving themselves with a considerable quantity of time and finance to get through the week up until they are compensated once again.

 

So the next moment your trucking company is bearing some temporary capital concerns and you are devoting too much time chasing slow paying customers, why not start looking into using a factoring businesses as a method to get your finances and give yourself a more convenient future in the eyes of your trucking team and your bank balance?

 

 

 

 

 

 

 

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"

The Future of a Trucking Company, and Factoring The phone was ringing on his desk, and Bryan Ford just sat there letting it ring. His morning coffee cooled and his cigarette smoked away in the tray: Bryan is thinking, and pondering the biggest decision he's ever had to make for his trucking business. Ford Trucking Company had reached a turning point and he now had to make a decision as to whether he should sign up with a factoring company, and indeed if this would be a good or regrettable decision for his business.

 

More than forty years ago Bryan's father had started this business working as an owner-operator and eventually growing Ford Trucking Company into a fifteen trailer fleet. There had been some hard times when it seemed everything was going to go under and even Bryan�s mother strapped herself into a cab to make hauls. His father had lived long enough to witness the price of hires drop during the recession and watch the eruption of fuel prices afterwards. Now the company was solely in Bryan�s hands and he wanted to live to see it in better shape for his sons.

 

To move Ford Trucking Company ahead into the future, he needed a steady cash flow but there was just not enough money to go around. He had employees to pay. They all have families and the usual household bills. A few of the refrigerated trailers really needed some maintenance, and in order to stay competitive he really wanted to invest in specialized haulers to meet the increasing requests for loads of agricultural and energy equipment. He knew that turning down these requests made Ford Trucking look inefficient and weak in what was currently a strong market.

 

His father would have told him to wait and to take his time adding on new technology. Bryan allowed himself a good hard chuckle. His father had been against placing GPS units in the cabs. His Dad would say ""Why on earth do you need some stranger telling you to get off the exit that everyone knows has been there for years?� He smiled to himself as he remembered his father poking fun at the other drivers who switched to automatic, even though automatic was quite obviously more efficient (though less manly). He knew his father's days were long gone and new technology was very important for the business, like having Qualcomm to reduce communication time for bills of lading.

 

Bryan knew he was right in his forward thinking. What would be the next step for Ford Trucking? More importantly, how could he afford it? Funding was all tied up in the mortgage for the office and garage and in the fuel bills. He just finished paying off the small bank loan for installing satellite radio in the trucks for the guys.

 

But was factoring the answer? There was a lot he didn�t understand about the process. It sounded like a ninth grade math problem and he wondered how this would fit into the trucking business. Factoring companies buy your invoices and manage your accounts receivable for a certain percentage of the invoiced amount. The factoring company gives the trucking business its payment right away which allows the business to have continuous cash flow so it can pay employees, buy fuel, and make repairs for upcoming hauls. Without the assistance of factoring, you have to wait for customers to send you the payment which is often 30 days late. During those thirty days the trucking company cannot pay its employees and bills with invoices.

 

Bryan had to really consider what his next step was going to be. He had heard of companies charging for same day money transfers, advancing a percentage of the money owed to your business, while the rest is held in a private account if the bill wasn't paid within sixty or more days. Worse still, if the customer defaulted on payment, the factoring company takes it out of the money supposedly coming to you! Through the grapevine, he�d also heard about how some companies suddenly slipped you onto a sliding scale of percentages even if you had already signed a lengthy contract for maybe 3% or 7% so there you are with 10% coming as a cost to you out of the freight bill. His friend Ronnie who had a trucking business in Missouri, was run nearly into the ground by a factoring company that charged him the full freight bill on top of the factoring fees. He knew he would have to be very careful if he was to avoid any of these shady companies?

 

However, it all turned out to be very simple. When he called the factoring companies he discovered they were very open about their business practices, and very friendly and helpful. Customer service appeared to understand their company and explained in clear, concise English exactly how it all worked. He didn�t mind signing an exclusive contract. In fact, he was quite pleased with the idea of a long-term contract because he knew this was a one-off and he would not have to keep going back and forth to different companies. Nobody charged him for credit checks and they offered him a fuel advance on the pick-up of the load. Many companies offered a non-recourse factoring program that suited him just fine. Also he was happy to hear how much he was offered in terms of percentages on the freight bills. It was good money.

 

For Bryan it was quite a relief to be dealing with the factoring company. They were more personable than those loan managers at the bank. It seemed as though those bank people spoke another language, but these factoring guys knew the trucking business and spoke to him like a client, not like a beggar for a handout. The factoring companies didn�t worry over his credit and the debt troubles his father had had in the past of the company. Factoring was based on the credit of his customers and on their reliability which worked well for Bryan because he and his father had built up good strong relationships over decades with their list of clients. So he knew they would understand when the factoring company contacted them for the invoices. His clients would not have any problems, nor would they think poorly of Ford Trucking, because the factoring companies handle themselves in such a polite and professional manner, similar to the way his father had managed the business in the past.

 

Bryan stepped out of his office to let his secretary know to expect the arrival of the factoring contract shortly. There was a new bounce is his step now: he knew instinctively that this new step would raise the future of his company to a new and higher level, and that all the stress from the past could now be put behind him. He suddenly realized that, with this new cash flow, he could actually expand Ford Trucking Company and who knows, move into Canada, which had always been his dream. His heart felt full knowing his sons wouldn�t have to worry about money because of the right decisions he had made for their trucking business.

 

"

 

 

 

 

 

 

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Date Published- 2014- 08-26 Trucking Invoice Factoring Companies

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. With a Trucking Factoring company you can actually get the money you need faster. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"
http://Factoring-Accounts-Receivables-Company.Com

 

 

 

 

 

More Best Trucking Factoring Company -Articles

 

 

 

"

Traditional Bank Loans

 

Finance through a bank loan is the normal, or traditional, way of financing your business. While these loans are handy they are not available to every business. For example, a fairly newly established business simply may not have the assets to readily get a loan from a bank, even if they do, the standard collateral for a business loan is the business itself, which means that if you cannot make your loan payment, you risk losing your entire business. In addition, while you apply for a certain loan amount, that is all the financing you are entitled to. Once the loan is paid off, you can then apply for another loan if the need arises.

 

Trucking Factoring Companies

 

Trucking Factoring companies do not give loans, and the money you get from the Trucking Factoring company does not put you in debt. The finance you receive from the Trucking Factoring company is determined by money already earned by your business, but not yet received. The Trucking Factoring company purchases your accounts receivable, or part of them, for a certain percentage of their value - this is normally about 80-95%. The amount of money you can receive is based on the amount of money you have earned and the accounts receivable you are willing to �sell.� Once you have set up Trucking Factoring account it continues as long as you wish it too and the amount of money available to you even can grow as your business grows, giving you the ready cash you need to meet your own obligations.

 

Benefits of a Trucking Factoring Company Vs. A Bank Loan

 

Not every business can benefit from Trucking Factoring account financing because you have to have a business with accounts receivable, however there are many benefits for those who can access this type of finance.

 

1. There is no debt. You do not incur debt as you do with a bank loan because the Trucking Factoring company actually purchases your accounts receivable. This has many benefits including the fact, that this type of financing will not affect either your business credit rating or your personal credit rating. Should the unforeseeable happen and your business fails, you will not have to worry about anyone coming after your personal as well as your business assets to pay off a loan. With a bank loan, the debt goes onto your credit report, and even one late payment can adversely affect your businesses credit, and even the ability to get insurance and may even reflect upon your personal credit rating.

 

2. No Collateral Required. Another benefit of using a Trucking Factoring company instead of a traditional loan is that you are not required to provide collateral to the Trucking Factoring company in order to secure financing, because the company �buys� the accounts receivables; not loans you money based on them. Plus, the state of your credit rating is not an issue; however the Trucking Factoring company will run a credit check on your clients whose accounts receivable are being offered for financing. This makes it easier for fledgling businesses to get the financing they need through a Trucking Factoring company (as long as their accounts receivables are in good order) then from a bank, who may not feel that you have been in business long enough to be worth the risk of issuing you a loan.

 

3. Receive Your Money Faster. With a Trucking Factoring company you can actually get the money you need faster. The money will normally be in your account within 24 hours, once the Trucking Factoring company is confident that your customers� accounts are likely to be paid. With a bank, there are vast amounts of paperwork, then the loan has to be underwritten, which can take months before you actually see the loan if it is approved.

 

4.Interest is Paid Up Front. Unlike a bank loan that continues to build interest that you have to pay the entire time you have your business loan with a Trucking Factoring company, you do not have to continue to pay interest as they take it right off the top, deducting it from the total amount of accounts receivable. So you do not have to worry about monthly loan repayments, and you do not have to worry about the amount of interest payable, because all the money in the account is yours to spend.

 

As you can see, there are several benefits that makes considering financing through a Trucking Factoring company over a traditional bank worthwhile. However, there are also a couple of other benefits that a factory company can offer your business is far beyond the scope of the bank. The main benefit is that once you've sold your accounts receivable to the Trucking Factoring company, you are free from having to collect money owed by your customers. The Trucking Factoring company takes over that chore, since it is now their money to collect. Trucking Factoring companies are very good at collecting these debts, saving you the time and effort that you need to devote to your growing company.

 

Another bonus is that, because the Trucking Factoring company has evaluated the quality of your customers' credit before buying the accounts receivable, you learn valuable information regarding your customers, like which ones are likely to pay, and which ones are less likely to pay.A Trucking Factoring company is not the only method of gaining access to finance for the running and growing of your business, however it does offer a financing option well worth considering.

 

"

 

 

 

 

 

 

 

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